Comprehensive Life Insurance Solutions by Hodges Insurance
Life Insurance Options We Offer
At Hodges Insurance, we provide expert guidance to help you choose the best life insurance option. Whether it's planning for final expenses, securing your family's future, or building long-term financial value, we have tailored solutions to meet your needs.
Burial Insurance
Burial insurance, or Final Expense Insurance, is a whole life policy aimed at covering funeral and burial costs ranging from $15,000 to $35,000. This affordable life insurance option ensures your loved ones are not burdened financially during a challenging time. No medical exams are required.
Guaranteed Issue Whole Life
Guaranteed Issue Whole Life Insurance is ideal for individuals with serious health concerns or those who have faced difficulties qualifying for coverage. These policies guarantee acceptance without health questions or exams, providing essential life insurance coverage for everyone.
Term Life Insurance
Term life insurance is a cost-effective solution for temporary needs such as income replacement, mortgage coverage, or debt protection. Select a coverage amount and term (5, 10, or 20 years) with fixed premiums throughout the term, offering a high level of life insurance protection at an affordable price.
​Indexed Universal Life (IUL)
Indexed Universal Life (IUL) provides lifelong coverage and tax-deferred cash value growth linked to market indexes like the S&P 500. This flexible life insurance option supports long-term financial planning, offering wealth accumulation potential and the ability to borrow against the policy tax-free in the future.