Medicare Supplement ( Medigap)
Medigap (Medicare Supplement Insurance) – Coverage That Fills the Gaps
Even with Medicare Parts A and B, you’re still responsible for deductibles, copayments, and coinsurance. That’s where Medigap, also known as Medicare Supplement Insurance, comes in.
At Hodges Insurance in Anderson, SC, we help you understand how Medigap works—and whether it’s the right fit for your healthcare and financial needs.
What Is Medigap?
Medigap is private insurance that works alongside Original Medicare (Parts A and B) to help pay for out-of-pocket costs like:
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Part A hospital deductibles and coinsurance
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Part B copays and coinsurance
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Skilled nursing facility care
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Foreign travel emergency care (in some plans)
There are 10 standardized Medigap plans (Plans A, B, C, D, F, G, K, L, M, and N), and each offers a different level of coverage. Plans are regulated, so the benefits of each plan type are the same no matter which company offers it—the only difference is the price and service.
Key Things to Know About Medigap:
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You must have Medicare Parts A and B to enroll in a Medigap plan.
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Medigap does not include prescription drug coverage—you’ll need a separate Part D plan for that.
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You can see any doctor or hospital nationwide that accepts Medicare—no networks!
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The best time to enroll is during your Medigap Open Enrollment Period (a 6-month window after you turn 65 and enroll in Part B), when you can’t be denied due to health conditions.
Why Choose Hodges Insurance?
We specialize in helping Anderson, SC seniors and individuals on fixed incomes find affordable, reliable coverage. When you work with us, you get:
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One-on-one help from a licensed local agent
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A free comparison of Medigap plans and rates
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Answers to your questions—in plain English
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Ongoing support, year after year
Get the Coverage You Deserve
Let’s make Medicare simple. We’ll help you find a Medigap plan that works with your budget and healthcare needs—no pressure, no guesswork.