Comprehensive ACA Health Plans for Anderson, SC.
Hodges Insurance in Anderson, SC, specializes in providing affordable ACA health plans to individuals and families. Our ACA health plans cover essential benefits like doctor visits, prescriptions, and hospital care while offering subsidies to make premiums more affordable. Discover how our experienced team simplifies the process, ensuring you get the right ACA health plans tailored to your needs. Contact us today and secure your health coverage with confidence.
What Is ACA Health Insurance?
ACA (Affordable Care Act) health insurance, sometimes called "Marketplace coverage," provides comprehensive, federally regulated plans designed to make healthcare accessible and affordable for individuals and families. These plans are available through government exchanges and are required to cover essential health benefits.
Every plan must include coverage for:
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Doctor visits
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Emergency services
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Hospitalization
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Prescription drugs
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Preventive care
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Mental health services
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Maternity and newborn care
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Pediatric services (including dental and vision)
You cannot be denied coverage based on pre-existing conditions.
Why Consider ACA Coverage?
ACA health plans are a great option if you:
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Are self-employed or don’t have coverage through your job
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Recently lost employer-based coverage
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Are in between jobs
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Need health insurance for your family
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Want coverage that meets federal standards and includes subsidies
How Subsidies Work
Most people who apply qualify for a subsidy, which can significantly reduce your monthly premium. These savings are based on your income and household size.
For example:
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Individuals earning up to ~$58,000/year
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Families of four earning up to ~$120,000/year
You may also qualify for lower out-of-pocket costs with Cost Sharing Reductions (CSRs), depending on your income level.
When Can You Enroll?
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Open Enrollment runs from November 1 to January 15 each year.
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You can also qualify for Special Enrollment if you’ve recently experienced a life change (such as losing health coverage, getting married, moving, or having a baby).
How We Help
At Hodges Insurance, we guide you step-by-step through the process. From exploring your options to completing the application, our licensed agents make sure you get the right coverage without the stress.
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Free help
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No pressure
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No obligation
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Local support from real people
We’re located right here in Anderson, SC on 28 Bypass across from the old Ryobi building.
Ready to Get Covered?
Call us at 864-396-2494 or book online to start your free ACA consultation today.
We're here to make health coverage simple and affordable.